Planning for the future

When it comes to funeral plans can we suggest that you talk to people that actually know about funerals. People that live locally in your community and people that have been established in business as funeral directors since 1887. Can we suggest that you talk to us at Ugalde & Son. We are proud to work with Ecclesiastical Planning services, who like us started their business in 1887. A very good year. Ecclesiasticals charitable owner gives available profits to good causes, making a positive difference to the communities in which we all live and work. Find out more by watching our short video.

Funeral plans offer peace of mind for you and your family and are a good way of helping to protect against ever increasing costs of funerals. In addition to the financial aspects, planning in this way allows you to leave instructions on what you really want for your own funeral, making it easier and less traumatic for those you leave behind.

Financial funeral planning, the sensible way of preparing for the future

No one likes talking about the inevitable but financial funeral planning is a really sensible way of preparing for the future, making sure that your family are left with happy memories of good times and not just an invoice to settle.

About our pre-paid funeral plans

Planning ahead for your funeral is one of the most thoughtful and caring things you can do. Some people never get round to discussing funeral wishes with their loved ones, which can lead to all sorts of worry and anxiety when the time comes.

Taking out a funeral plan is a simple and straightforward way to remove this worry, and it can provide real financial benefits too. Some of the other benefits include:

Pre-arrange the details of your funeral and include any special wishes
Make financial provision for your funeral
Choose your funeral director in advance
Ensure your family has access to expert help and advice at a difficult time

What’s more, there are no complicated medical forms to complete.

Our plans cover our costs (as specified in the plan paperwork) as long as we carry out the funeral and your requirements don’t change. You can also make a contribution towards third party costs, such as the cremation fees. These costs are outside of our control.

For more information, please download our funeral plans brochure.

We offer a range of flexible payment options. You can choose to pay by lump sum or in manageable monthly instalments over 1, 2, 3, 4 or 5 years.

If you are interested Please refer to our Terms & Conditions for more information.

FUNERAL PLAN FAQs

Frequently asked questions

Here are some of the questions we are often asked about our pre-paid funeral plans.

Q. Who is eligible?

UK residents aged 18 or over can take out a plan. For instalment plans, the final instalment must be paid by your 85^th birthday. There are no medical or health questions to answer.

Q. Can the plan include special wishes?

You can add special wishes and requests such as song choices, readings, information for a eulogy and so on. There is no charge to add these details. There may be more to pay if you require additional features, services or upgrades.

Q. What happens if I move to a different part of the country?

If you move, you should be able to transfer your plan to a funeral director near your new home. However, there may be additional costs depending on local prices. Please refer to the Terms and Conditions for details or speak to us for more information.

Q. Can I buy a funeral plan for someone else?
Yes, we find that many of our customers choose to do this.

Q. Can I change my funeral plan arrangements?
Yes, you can make changes to your plan after you have taken it out and once it is fully-paid. Just let us know what you wish to change. There may be an additional cost if you add new features and services to your plan.

Q. Does the plan cover the entire cost of the funeral?

The plan covers the funeral director’s costs listed in the plan details as long as your requirements don’t change and your selected funeral director carries out your funeral. The plan can also include an allowance towards third party costs such as cremation, and officiant’s fees. These costs are outside of our control. If these costs, as listed in the plan details, are not covered by the plan value at the time of need, there will be a balance to pay. Please refer to the Terms and Conditions for more information.

Q. Can I cancel my plan?

Yes, you can cancel your plan at any time. If you choose to cancel the plan within the cancellation period, you’ll receive a full refund. If you cancel the plan after the cancellation period, you’ll receive a refund of the original amount paid, excluding the administration fee, and any payments to insure an instalment plan.

Q. Can I pay for my plan by instalments?

Yes, you are able to pay over a range of periods. There is an additional cost for paying by instalments over two or more years. Eligibility criteria applies.

Q. What happens if I die abroad?

The plan does not cover the cost of a funeral abroad, or the cost of repatriating the deceased. It is therefore important that your travel insurance policy covers this.

About our plan provider

About Ecclesiastical Planning Services

Our pre-paid funeral plans are provided by a trusted national provider, Ecclesiastical Planning Services.

As part of a specialist, UK-based financial services group, Ecclesiastical Planning Services has offered pre-payment funeral plans since 2006. When you take out a funeral plan with us, Ecclesiastical Planning Services arranges for the funds to be securely held in individual whole of life assurance policies. Every penny of the full value of your plan, excluding the management fee, is ring-fenced and cannot be used for anything but your funeral when the time comes.

Ecclesiastical Planning Services is part of a large Group that gives available profits to charity and is proud to have been named the UK’s 4th largest corporate donor to charities (2021/22)¹. In addition, Ecclesiastical Planning Services is recognised by the National Association of Funeral Directors for treating customers fairly, and offering funeral plans which are financially secure and responsibly administered (2022).

Please contact either Bryan or Clyve on 01579 343168 and we will arrange an opportunity for you to talk with someone sensibly without any pushy sales people or obligation to buy. At this stage it will be just an initial chat.

Alternatively you could BUY ONLINE