Plans – Liskeard and South East Cornwall

Probably the hardest thing about setting up a funeral plan is actually talking about the inevitable. Remember we are used to sensitively listening and discussing all the options and can provide this service to anyone living in Liskeard and South East Cornwall.

A funeral plan can offer peace of mind for you and your family, enabling you to future proof your funeral arrangements. The obvious benefit is that you take care of the costs in advance, relieving your family of the financial worry when the time comes to arrange your funeral. As important however is the fact that you will have put in place instructions for your service, saving your family the strain of making detailed arrangements at a time of distress.  The relief shown by families of loved ones who have a funeral plan is clear for us to see; quite simply, it allows them to grieve without the responsibility of making detailed decisions.

How does a funeral plan work?

Funeral costs continue to rise. The cost of dying has risen by 71% in the last eight years and by 5.7% in 2012*. Further increases are predicted in coming years.

A Perfect Choice Funeral Plan guarantees that the funeral director’s costs will be covered, no matter how much prices rise. As long as you stay in the same area, use the same funeral directing firm and your requirements don’t change, your family won’t be asked to pay a penny more for your funeral director’s costs regardless of how long you live or what happens to costs in the meantime.

Perfect Choice plans can include an allowance towards the fees for cremation, medical fees for Cremation Certificates and payment to a minister or officiant. Please refer to our Terms & Conditions for more information.

We offer a range of flexible payment options to help you spread the cost if required.

Is my money safe?

A Perfect Choice Funeral Plan gives you exceptional financial security for your money.

Unlike some plans, every penny of the full value of a Perfect Choice plan (excluding the initial management fee) is held securely in a whole of life assurance policy and ring fenced to pay for your funeral when the time comes. The money is made immediately available to your funeral director and the funds cannot be used for anything other than your funeral for total piece of mind. Perfect Choice Funeral Plan funds are held in guaranteed whole of life assurance policies.

For maximum security the whole of life policies are subject to regulation by the Prudential Regulatory Authority and Financial Conduct Authority.

How do I purchase a plan?

You can either purchase a plan in a single payment, by monthly instalments up to 10 years (with no additional charge if paid over 12 months), or by Fixed Monthly Payments. Please contact us and Bryan or Clyve will arrange a free consultation without obligation to purchase.

For more information on these plans, please see the attached documents (PDF format): 

Perfect Choice brochure

Perfect Choice terms & conditions

Application form

Pricing template

Perfect Choice (website)

Perfect Choice plans are provided by Ecclesiastical Planning Services Limited